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Empower first-time homebuyers to realize their homeownership dreams with HomeReady® First.

Qualifying borrowers enjoy the following benefits:

  • $4,500 grant
  • Up to $500 towards a 1-year home warranty (if applicable)
  • $500 towards appraisal costs

To be eligible, the borrower's current primary residence must be situated in an eligible census tract.  No restrictions on location of Subject Property!

Income limitation of 100% of Area Median Income for $4,500 Grant

($87,600 for Palm Beach County as of 2024)

$1,500 Grant available to borrowers with income between 100% to 140% of Area Median Income

Certain Restrictions Apply - Program Subject to Change

Contact us today to determine eligibility.