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The NEW hometown Heroes program will provide down payment and closing cost assistance up to $35,000 to ALL Florida based occupations!!
Effective July 3, 2023 All Florida based Occupations are Eligible!!
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Down Payment Assistance is now increased up to $35,000
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Down payment and closing cost assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage.
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Borrower income can not exceed County income limits ($146,100 for Palm Beach County)
Eligible occupations – click here to see extensive list of occupations NOW ALL FLORIDA BASED OCCUPATIONS ARE ELIGIBLE!!
Program Details
You can use our down payment assistance with any of our first mortgage loans:
VA, FHA, USDA, or Conventional. Borrowers can receive 5% of the loan amount in down payment assistance (maximum limit now increased to $35k).
Credit Qualifications
- Must meet credit requirements Credit score minimum of 640
- Home Buyer Education is required. Our loan originator will assist you on how to complete this requirement.
Limits-Income/Loan
- Borrower must not exceed income amount for the county.
- Full time employment of 35 hours or more a week required.
At least one borrower must be employed in an approved occupation.NOW OPEN TO ALL OCCUPATIONS!!
Property Eligibility
- Property must be a primary residence.
- You have not owned a home in the past three years.
- Florida ONLY
If you have any questions call 561-641-4663
Click Here to start the process now!
